Working capital management
Working capitalAtlas · AR automation software, worked by agents
Atlas owns the distance between an invoice being raised and the cash arriving. It rates every customer's credit, works every open account by email, text and phone, answers disputes with the evidence attached, and shows the cash position your receivables add up to, on SAP, NetSuite, Dynamics or Rillet.
An AI collections agent for B2B teams, reading receivables live from your ERP rather than from an export somebody remembered to run on Monday.
What it does
Receivables, credit and cash, worked every day.
Six things Atlas does on your receivables. Each has its own page on the Atlas site.
- 01
Collections, worked every day
Every overdue account followed up by email, text and phone in the tone you set, and moved to the right agent the day its situation changes.
On Atlas → - 02
AI Credit Rating
Every account rated 1 to 100 each night from its own payment history with you, with the reasons and a recommended limit.
On Atlas → - 03
Credit decisions
Applications read and cross-checked against your credit policy, then recommended with the reasons. A person decides.
On Atlas → - 04
Promise-to-pay tracked to the date
Every promise confirmed in writing. A broken one brings the account straight back, with the history attached.
On Atlas → - 05
Disputed invoices held back
Nobody chases money that is already being argued about. The dispute is answered with the evidence attached.
On Atlas → - 06
The daily cash position
Running DSO, aging by bucket, cash collected by week and a 13-week projection from your own collection curve.
On Atlas →
Its agents
One account, one agent at a time.
Every open account sits with exactly one agent. Triggers move it: 15 days past due, a promise, a dispute, 90 days unresolved. Paying in full takes it out.
- Standard follow-upPolite reminders before and just after the due date.
- CollectionsFirm follow-up by phone, email and text once a balance is overdue.
- Promise to payHolds customers to the date they commit to.
- Dispute & deductionsDisputes and short payments answered with the evidence attached.
- Charge-off & LegalBalances that will not resolve, closed out on the record.
- Credit DecisionCredit applications read, cross-checked and recommended.
Your own agents are built by picking options, never by chat, and run under the same rules.
Where it stops
You choose which steps wait for review. Credit decisions are made by a person, and Charge-off & Legal waits for a person on every step.
Every agent stops at an approval gate until it has earned its way out of one. Nothing releases cash, commits spend or touches a customer without a person saying so.
In plain terms
What is working capital management with AI agents?
It means the receivables side of working capital is worked every day rather than whenever somebody finds the time: every customer's credit rated from its own history with you, every open account followed up in order, every dispute answered and every promise held to its date, with the cash position read live from the ERP. Atlas is Ferrata Labs' product for it.
Frequently asked questions
What is AR automation software?
How does Atlas decide what happens to each account?
Does Atlas replace our ERP?
Where does a person stay in the loop?
The platform
Connect your systems. Build the Brain. Run agents on top.
The Ferrata Labs Ontology connects your ERP and every system around it into one model of your business, its records and how they relate: your company's Brain. Our products and their agents run on it from the first day.
It is the idea Palantir calls an ontology: a company's objects and the links between them, for applications and agents to act on.
- 01Connect and start
- Connect your ERP and other systems to the platform and start with a product. The least friction, with nothing to install.
- 02Behind your firewall
- For enterprises, Anchor sets up the Brain inside your own cloud, your data center or an air-gapped network. Your data never leaves it.
Start with a product, then extend it: each process of your own becomes a new agent on the same Brain, built with your team until your team builds the next one.
The full product · atlas.ferratalabs.ai
See Atlas, end to end.
This page is the short version. The Atlas site has every agent's sequence, the live views, the DSO calculator and how a company gets started.
Go to Atlas →Your agents are built around your organization.
The way you price, route, approve and escalate is years of accumulated judgment, and it's a real advantage. It belongs to you and it stays with you, we're not asking you to hand over your playbook or fit yourself into someone else's template. We start from how your business already works, encode that logic into agents built for your environment, and leave you with an operation that runs faster with exactly the things that make you good at it still intact.
Bring us one workflow.
Thirty minutes, no deck. Pick the process that costs you most in people, errors or delay, and we'll pressure-test whether an agent is genuinely the right answer for it.
- An honest read on whether that workflow is a good agent candidate
- What the first deployment would involve, and roughly what it costs
- An honest answer if the sequencing is wrong and you should fix something else first